Cashing Out of Medicare

I finally did it.

I ended the “should I or shouldn’t I?” tug-of-war with myself.

I decided to give up Medicare Part B.

After living three years in Spain and Portugal, first as expats and then immigrants, we began to question whether we’d do better by cancelling our “Part B” coverage which cost us $144 per month deducted from our Social Security payments and having more disposible income in our pockets. Sure, we knew that there’d be fines, fees, penalties, and interest if we wanted to rejoin Medicare Part B … but we have no intention of returning to the USA. At least not to live there. Here in Portugal, we have comprehensive, state-of-the-art health care provided both by our public coverage under the country’s universal National Health Service (SMS) supplemented by our excellent private insurace that runs us two thousand euros (€2,000) per year for the two of us–one 70, the other 57.

For those living in the USA, Medicare has formed the foundation of health care coverage for Americans age 65 and older. Here’s how it works:

A portion of Medicare coverage, Part A, is free for most Americans who worked in the U.S. and paid payroll taxes for many years. Part A is frequently considered “hospital insurance.” If you qualify for Social Security, you will qualify for Part A. You’re covered whether you want it or not, as long as you have more than 10 years (or 40 quarters) of Medicare-covered employment.

Part B, which many think of as traditional health insurance, isn’t free. You pay a monthly premium for Medicare Part B.

Part A generally covers medically necessary surgery and certain hospital costs; Part B may cover doctor visits while you’re an inpatient. Part B is a voluntary program which requires paying a monthly premium for all months of coverage.

Individuals entitled to Medicare Part A cannot voluntarily terminate their (free) Part A coverage. That’s not permitted by law. Generally, premium-free Part A ends only due to loss of Social Security “entitlement” … or death.

You can, however, voluntarily terminate your Medicare Part B.

Say you’re 65, no longer working, and don’t want to pay premiums for Part B Medicare insurance. That’s OK. But if you opt out, the costs will be higher if you want to get back in.

“In general, when you’re 65 or older, you should decline Part B only if you have group health insurance from an employer for whom you or your spouse is still actively working and that insurance is primary to Medicare (i.e., it pays before Medicare does),” says Social Security.

But what if you are an American immigrant, living outside the USA?

To “disenroll” from Part B, you’re required to fill out a form (CMS-1763) that – under most circumstances – must be completed either during a personal interview at a Social Security office or on the phone with a Social Security representative. For those of us living abroad, we must deal with it through our US embassy.

Social Security insists on an interview to make sure we know the consequences of dropping out of Part B — for example, that we may have to pay a late penalty if we should want to re-enroll in the program in the future.So, why did I decide to disengage myself from Medicare Part B?

Several reasons:

• Neither Medicare Part A nor B covers any health care costs incurred outside the USA. And we live in Portugal and Spain. In other words, we’re paying for nothing–especially because, given the circumstances, we have no plans to go back and live in the USA again.

• The standard monthly premium for Medicare Part B is $144.60 for 2020, up from $135.50 in 2019, which Medicare deducts from my Social Security check. That comes to $1,626 a year—for something I can’t or won’t use. The money will serve me better in my pocket than in the government’s deficit-ridden purse.

• But, most importantly, we found a better and more cost-effective option!

It’s called “travel insurance,” albeit a rather extraordinary plan:Offered by AFPOP through Medal (AFPOP’s insurance brokerage), it covers both me and my spouse for a year anywhere we go — including the USA – for up to 60 days per trip. It’s renewable, regardless of our age; there’s no age limit to enroll, nor higher costs the older you are … neither is there a limit on the number of trips we can take. Moreover, it’s international in scope—including, believe it or not, the USA!

Two plans are offered: Silver and Gold. We chose the Silver, which includes accidental death or permanent invalidity (100,000€), additional indemnity for severe loss (€25,000 for paraplegia, 50,000€ for tetraplegia), and indemnity for dependent children (€5,000 per child). We’ve got five million euros of third-party liability, repatriation, and extensive coverage for health care-related expenses: Medical expenses (10,000€ for sudden illness & 1,000,000€ for accident, which are more than enough here in Portugal) … hospitalization (full coverage, and we’re still covered by Medicare Part A in the USA) … urgent dental treatment … medical expenses in Portugal after returning, when due to an accident or illness occurring abroad … search & rescue … funeral expenses (up to 7,500€– in Portugal or elsewhere).

Also included: loss or theft of luggage (3,000€); luggage delay (750€); loss or theft of essential travel documents (2,000€); trip cancellation (€5,000); trip delay (37.50€ per hour); legal costs (15,000€); detention (5,000€); bail bond (50,000€); kidnap, ransom, and illegal detention (125,000€); political evacuation (10,000€).

Unfortunately, pre-existing “clinical” conditions and health problems aren’t covered. But, as we have none to speak of, that didn’t matter to us since the travel insurance isn only for medical issues we might encounter outside of Portugal (where we’re fully covered).

I don’t mean to come across as an advertising mouthpiece for this particular plan. But, do some homework and research: First, try to find 24/7/365 unlimited travel insurance plans with such comprehensive coverage and so few restrictions … rather than those for a single trip. Next, see if they’ll even sell you a policy if you’re older than 65. Finally, look at the price and what you get for your money.

Complete details about this insurance plan – ideal for people like us, who travel quite often (to Spain) – are available online: http://www.medal.pt/…/produt…/membros-afpop/afpop-viagem

The best part of all is its cost!

We’re paying €351.64 per year for the two of us (the more expensive Gold Plan, with some higher benefit amounts, would cost €552.57).

Converted to US dollars, that equals about $400 or so at today’s currency exchange rates.

Now, compare that to the $1,626 I’d be paying for Medicare Part B this year.

And therein you have the bottom line.

*Complete details about this insurance plan – ideal for people like us, who travel quite often (to Spain) – are available online: http://www.medal.pt/…/produt…/membros-afpop/afpop-viagem

Shared here are personal observations, experiences, and happenstance that actually occurred to us as we moved from the USA to begin a new life in Portugal and Spain. Collected and compiled in EXPAT: Leaving the USA for Good, the book is available in hardcover, paperback, and eBook editions from Amazon and most online booksellers.

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Ten Must-Take Items to Pack before Leaving the USA for Iberia

Relocating from the United States to the European Union? Especially Spain or Portugal?

Then consider the items listed below as invaluable traveling companions.

Much back-and-forth already has been written about whether to ship furniture, cars, appliances, artwork, keepsakes, and even clothing from one continent to the other. Ultimately, that’s a personal choice you’ll have to make yourself.

But, bear this in mind:

Once you decide to ship this piece of furniture or that collection of vinyl records, this set of family heirloom dinnerware or (only) all that artwork, their shipping cost can be less to rent an entire 8 X 8 X 20 container than to divvy your stuff, sharing someone else’s container. All things considered, it costs about five thousand dollars ($5,000) to ship that container from the USA to the EU. Prices do fluctuate, so it might cost a bit less … or a bit more.

Nonetheless, that’s not the purpose of my message here. If you want more information about international shipping, please read about our experiences in my post, “A Moving Experience.”

What I want to share with you, instead, are a list of ten little items that you may never have thought about or considered when planning what to pack for your bon voyage. Yet each can make a big difference to your lifestyle once you get here. Why bring them? Because, either they’re not available (i.e., readily accessible) here. Or, the price you’d pay for them is well beyond their prices in Yankeeville. So, sooner or later, you’ll find yourself asking people you know who are traveling this way, west to east, to bring back some of this and a little of that.

Ready to scribble some notes? Here’s my list.

(1) Eye drops like Visine, ClearEyes, “Artificial Tears” or similar store brands for red, dry, and/or tired eyes. Ask for them at a local pharmacy (items like eye drops and aspirin are only sold in pharmacies here) and you’ll, no doubt, be given the local version of “Restasis,” which is prescribed for dry eyes, although no prescription is needed here for it. A drop (or two) in each eye produces an oily-like feeling that brings discomfort, rather than relief. Return to the pharmacy with the last bottle you brought from home and you’ll likely be greeted with a shake of the head by the pharmacist. Such miracle medicinals for allergies, tired, or over-stressed eyes aren’t available in Spain or Portugal. So, be sure to bring a few with you!

(2) Low-dose aspirin. You know that 81 mg or so “baby aspirin” that your doctor will likely recommend you take daily If you’ve had a heart attack or stroke–or have a high risk of one (unless you have a serious allergy or history of bleeding)? A small container of 120 or more sells at most USA pharmacies for under two dollars. In Spain or Portugal, however, you’ll pay the same price and more for a 30-day supply.

(3) Crushed red pepper and/or Tabasco sauce. Some like it hot! I’m one of them. Yet no amount of Piri-Piri can compare with those red hot pepper flakes or that patented flavor that heats up your cooking (and works great in Bloody Marys, as well)!

(4) Duplicate of your state driver’s license. In Portugal and Spain, you’re required to turn in your state driver’s license when exchanging it for one in your new country of residence. In other words, you lose your USA driver’s license. But, what happens when (or if) you return to the states for a visit, vacation, or emergency? You’ll face quite a hassle, as your Spanish or Portuguese license isn’t recognized. Best bet is to contact your state’s motor vehicle department (DMV) well before departing and request a duplicate copy. Just say you lost yours. Or whatever. Then, when you turn over your state driver’s license for a new one in Iberia, you’ll still have a copy or your original one.

(5) Authorized copy of your birth certificate. Of all the legal, apostilled documents we made sure to bring with us (plus made plenty of paper and digitized copies), somehow we forgot to bring our birth certificates. After all, it was never asked for when we applied for our immigration visas … when we appeared at SEF for our residency docs … when we went to Finanças for our NIFs and NHRs … or when we spent the better part of a day at IMT transferring our driver licenses. Who would have thought that Social Security would require a birth certificate? When registering with this service — at least in Portugal — you’re asked to provide (and prove!) your parents’ names, whether living or deceased. A birth certificate (yours) is suggested. If you think there’s a lot of bureaucracy in Portugal and Spain, try requesting and obtaining an apostilled copy of your birth certificate from abroad!

(6) Plastic lids for cans. Granted, you can always use aluminum foil or plastic wrap. But they’re just not the same as those ubiquitous, multi-color plastic lids that “seal in the freshness” of food once you’ve opened the can. Good luck trying to find any in Spain or Portugal. Not even the all-purpose Chinese bazaars (Portugal) or Moroccan markets (Spain) carry them. Bring three or four with you.

(7) List of all the medicines and prescriptions you take. This is an item for your to-do list. Sit down with all of the medicines — prescribed and over-the-counter — that you take. Copy their “generic” (chemical) names, dosage, and instructions for taking them. Not only will your doctor(s) in Spain or Portugal want to know this information as part of your medical and health history, but pharmacists unfamiliar with what something is named or branded in the USA can determine what the appropriate equivalent is here.

(8) English language computer keyboard. Whether connected to a desktop or laptop computer, the keyboards sold in Portugal and Spain have different characters, along with the standard QWERTY keys we’re accustomed to. Sometimes, they’re located in diffeent places; other times, a single key is the source for producing three or more different characters, not just upper and lower case. Sure, you can configure the computer’s system so that the keyboard acts as an English language one; what you see on the keyboard, however, can vary dramatically from what you get on your screen. Regardless of the computer (or pad), it will respond effortlessly to an English language keyboard.

(9) Genuine “Sharpies.” The markers sold here just don’t compare for clarity and precision; few, if any, are “permanent.” If you’re labeling a freezer back with its contents identified and dated, for instance, only a Sharpie won’t smear. For those Sharpie afficionados out there, pick up a pack and pack it in your m/purse, laptop carrying case, or luggage.

(10) “Liquid Nails.” Wimpy facsimiles are available, but none work nearly as well. When fixing a broken ceramic pot, affixing a knob to a door, or holding something firmly for a long time, there’s nothing like this product for strength and durability. The real McCoy is extremely hard to find in Spain and Portugal–even online, where not even Amazon sells it.

Dividing our time between Portugal and Spain after living full-time for three years in Europe, these are the curiosities and, perhaps, oddities that we wish we’d have brought with us.

Maybe you have others … items we’ve overlooked? Please share your list with us!

Shared here are personal observations, experiences, and happenstance that actually occurred to us as we moved from the USA to begin a new life in Portugal and Spain. Collected and compiled in EXPAT: Leaving the USA for Good, the book is available in hardcover, paperback, and eBook editions from Amazon and most online booksellers.

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Learning to Layer: Covering the Costs of Three Properties in Iberia

We own three houses in Europe – Portugal and Spain – for less than it cost us to buy one “entry-level” property in Sturgeon Bay, Wisconsin … Staunton, Virginia … or Jacksonville, Florida (three places we’ve lived over the past 10-12 years).

Mind you, we’re not talking about upscale, Architectural Digest places in features and accoutrements. Just nice, comfortable, pleasant, typically attached homes. Of course, if it’s a spectacular stand-alone home you want here in Spain or Portugal, plenty are available for $250K or more.

But we’re basically “homebodies” who like to be connected to our neighbors, along with the savings inherent to “row” houses. Our last USA house was in Sturgeon Bay, Wisconsin. A great place for tourists, but lots of limitations for residents. We bought and sold our west side of town property – 3 BR, 2 BA, LR, DR, kitchen, two garages, fenced yard, and unfinished basement – within less than a year for the same price we paid for it: $135,000. Now, according to all reports, there aren’t any pleasant properties available in Sturgeon Bay for less than $150,000. Realtors and property agents tell us that, regardless of condition, any such property sells before it’s technically been listed!

In Charlottesville’s shadows of the Shenandoah Valley, lovely Staunton, Virginia, has plenty to offer in terms of culture and quality of life! Just ask our favorite Realtor, Jenny McGuire (who’s been successfully selling the area “yard by yard”). Go to Realtor.com and see what’s available: “$135,000?” ask the Realtors, incredulously. “Maybe two bedrooms, with one full bath. But, it will probably need work!”

Meanwhile, we follow the progress of Tony Caribaltes, our friendly Jacksonville, Florida, Realtor … along with a few others. Heck, we purchased our “historic” Springfield-zoned home – with five bedrooms, no basement, but three full bathrooms – during the housing “crisis” for almost $170,000. Between a new kitchen, new HVAC units, termite damage repairs and control, replacing the grass and the weeds with colorful pavers in its small-ish backyard, ultimately the place cost us $200,000. Two years later, with the “crisis” still going, we were ready to move on and sell, but settled for far less than we initially paid—after the house had been on the market (with three different real estate brokerage firms) for about a year and reduced in price. To be honest, had we held onto that property, today we probably could have fetched twice what we’d paid for it–or more!)

But, that’s not the point here … or maybe it is:

For a lot less than that, we now own three conjugal properties: two in Portugal and one in Spain.“Yeah, that sounds great,” mockers will say. “But what about all the costs to upkeep, maintain, and run those three properties?”

Spending less than $14,000 per year on comprehensive property insurance, taxes, heating and air conditioning, furnishings, water, twice monthly cleaning, trash pick-up, and all other living expenses, we’re maintaining all three houses on my meager Social Security payments.

The take-aways?

We don’t live in the most expensive areas: Lisbon, Madrid, Porto, Barcelona. We don’t have brand new properties with all the expected amenities. We live with the locals, driving to the “big city” about 20 minutes away for major shopping, be it groceries at a variety of supermarkets, clothing, our whatever else tickles our fancy in shopping centers and malls. Ditto for cultural pursuits: live theater, museums, movies, concerts. (Not that it matters right now, with all the social distancing and Covid restrictions.) Our two, 50-year-old row houses were created from concrete and plaster, with no insulation … except for their new, double-pane windows. So, it can be hotter inside than out during the summers and colder when it’s winter. But we compensate with inverter aircon (and heating) units and a marvelous pellet stove that we use only when occupying specific rooms.

Furniture has been moved time and again among the three properties, as artwork and furnishings are rotated for new perspectives

And we’ve learned how to layer.

Electricity is relatively expensive in Portugal and Spain. But the emphasis is on that word “relative.” Becoming accustomed to Portuguese prices for everything from health care to property insurance and taxes, we freaked when we received our first electric bill (before turning down the heat from the inverters and buying that pellet stove): about $450 for those first two months. But, after our melt-down, we remembered paying about $500 per month for electricity in Florida and $350 or so for gas and electric in Wisconsin. It’s all in one’s frame of reference …

Meanwhile, without any rental income, we’re maintaining three separate residences.

Lousa Living Room

Our primary property is in a village outside the city of Castelo Branco, Portugal, in the country’s interior. It’s a sprawling, three-level townhome comprising some 1,600-square-feet with two separate entrances, two “master” bedroom suites (one for us, the other for guests), two full and two half baths, two kitchens, a “family” room and formal living room, two smaller dens for office use and storage, and outdoor areas including a large, covered terrace, a “courtyard” outside our kitchen, and a balcony off the living room. We live on the main street in town, with our bedroom facing the street … so it can be noisy, especially during all those festas and ferias Portuguese people enjoy (while we’re trying to sleep). Our annual property taxes total $150 (dollars not euros) and insurance costs us about the same. High-speed telecommunications (Internet, cable TV, a landline and a mobile phone) run $60 per month. Purchase price of this property with all fix-ups, add-ons, and improvements: US $65,000.

Olvera Multi-Purpose Room

Home-away-from-home is also in the interior … of Spain, in an Andalucian town of about 9,000 (Olvera), where the provinces of Málaga, Sevilla, and Cádiz intersect. We’ve owned this little pied-a-terre off and on for fifteen years now: We bought the three-level pad – an “all-purpose” room on the street level, a bedroom one flight up, and the upper floor divided between a bathroom and terrace with remarkable views – at the height of the market … sold it at a major loss when housing prices crashed around the world … and then bought it back from the buyer for half the price we’d originally paid. Here, our taxes are about $60 per year (including daily trash pick-up!); we pay $200 annually for comprehensive homeowner’s insurance; and our lightning-fast Internet connection is $22 billed to our bank account monthly. We paid $26,000 (not including Spain’s 8% property transfer tax—it’s only 0.1% in Portugal!) and spent another $9,000 on home improvements (new windows, doors, appliances, cabinetry, handrails, kitchen cabinets, bathroom, etc.) Total: $35,000.

Elvas Living Room

Last, but certainly not least, is our “betwixt-and-between” home, which we recently purchased in UNESCO Heritage site Elvas (Portugal), on the border with big-city Badajoz (Spain). In some ways, this is already turning into our favored place … for a bunch of reasons: About three hours from both our house in Portugal and Spain, it’s an easy drive and great get-away. The property is about half the size of our primary residence, but twice as big as our place in Spain. With a well-proportioned living, dining, kitchen, bathroom, and two bedrooms, it benefits from a big bonus: a compact, enclosed backyard with two fruit-laden trees—perfect for the dogs (as well as grilling outdoors).

Also quite comfortable is the layout and space configuration, with a good-sized bedroom in the middle of the house. Although the “Alentejo” area of Portugal, where it’s located, tends to be a bit hotter in the summer and colder during winter, the exterior walls of this house are built from boulders between two and three feet thick. That’s what we call “natural” insulation (although we’ve replaced the windows and added air conditioning). Purchase price for this newly-renovated and refurbished property including all fix-ups, add-ons, and improvements: $50,000 in US dollars or about 42,500 euros.

So there you have it: Three very different and separate properties with a combined purchase price – including all appliances, repairs, improvements, and upgrades – of $150,000.

Capital costs are one thing, monthly expenses yet another. I did say at the beginning of this narrative that two of us live together in these three properties … at a combined cost of about $1,725 per month—my Social Security payment. How do we do it?

Here’s our budget, based on euros:

• €250 Electricity*

• €50 Water

• €120 Petrol/Gasoline for the Car

• €30 Propane/Butane for Heating/Cooking**

• €75 High-Speed Internet/TV/Telephones

• €75 Property Taxes (for all three)

• €10 Vehicle Taxes (a 2018 Ford “mini-van”)

• €150 Comprehensive Health Insurance for Two (one 70, the other 56)

• €75 Other Insurance: Car (€30)/Properties x 3 (€45)

• €500 Food: Groceries & Restaurants

• €65 Cleaning & Upkeep: Properties + Laundry

• €100 Miscellaneous (Unbudgeted)

€1,500 Total Estimated Monthly Expenses

That’s less than $1,800 per month (based upon the current currency exchange rate).

Of course, others pinch pennies or pence much better than we do and are far more frugal.

But, hopefully, I have made my point: You can live comfortably and well on a modest budget, including health care and insurance, taxes and home ownership.

The caveat? In Portugal and Spain. Probably elsewhere, as well!

*Our primary residence is all-electric: HVAC + cooking. **Our two smaller houses use propane for cooking and water heating … electric for all else.

Shared here are personal observations, experiences, and happenstance that actually occurred to us as we moved from the USA to begin a new life in Portugal and Spain. Collected and compiled in EXPAT: Leaving the USA for Good, the book is available in hardcover, paperback, and eBook editions from Amazon and most online booksellers.

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Say It Ain’t So, Spain & Portugal

Over the summer, Mamadou Ba, the head of an anti-racist organization in Lisbon, received a letter. “Our goal is to kill every foreigner and anti-fascist – and you are among our targets,” it read. A few weeks later, it was followed up with a message telling him to leave Portugal or let his family face the consequences. That message was accompanied by a bullet casing.

Image: Mamadou Ba

Ba’s experience is “one of a growing number of racist incidents perpetrated across Portugal that have led the European Network Against Racism (ENAR) to call for an urgent institutional response,” reports UK’s The Guardian newspaper, which lists additional anecdotes and evidence of racism and growth of the far right in Portugal:

A black woman and her daughter were assaulted in January this year because they didn’t have a bus ticket. Angolan-Portuguese Claudia Simoes was kicked by a policeman and placed in a chokehold outside a bus station in front of her daughter, after forgetting her child’s bus pass. In February, two Brazilian women were attacked by the police outside a Cape-Verdean club, and in the same month, Porto football player Moussa Marega, born in Mali, abandoned a game after fans shouted racial slurs.

A worse attack took place on a Saturday afternoon in July, when black actor Bruno Candé was murdered after a man shot him four times in what ENAR has described as “an explicitly racially motivated crime.”

In early 2019, police officers in Lisbon, called to intervene on an issue between two residents in the Bairro da Jamaica neighborhood, were captured on video beating and pushing several residents. The following day, young Black Portuguese held a demonstration against police brutality. Police forces intervened and responded by firing rubber bullets. This then sparked accusations of institutional racism within police forces.

Portuguese far-right Chega party leader André Ventura holds a banner reading “Portugal is not racist” during a Lisbon demonstration. 
Photograph: Patrícia de Melo Moreira/AFP/Getty

“In recent months, there has been a very concerning rise in far-right racist attacks in Portugal, confirming that the hate messages are fueling more aggressive tactics that target human rights defenders from racial minorities,” the organization (ENAR) said.

Endorsed by 16 members of the European Parliament and 72 civil social organizations in a letter condemning recent cases of police brutality and racist attacks, the European Network Against Racism also sought action from authorities,

Ba, who heads the NGO SOS Racismo, agreed: “There has been an obvious escalation in violence – a clear result of the growth of far-right terrorism in Portugal over the past few years.” Last year, the Portuguese commission for equality and against discrimination received 436 complaints regarding cases of racism, an increase of 26% on 2018.

Despite the growing number of discrimination complaints, hardly any have resulted in a conviction. Between 2014 and 2018, the number of convictions for “crimes of discrimination and incitement to hate and violence … is less than three,” according to police statistics provided to the Guardian.

Government data show that crime in Portugal has actually decreased steadily by 20% over the past 12 years.

Racism. Hatred. White supremacy. Police brutality. Extremism. Prejudice. Discrimination.

People shout slogans during a demonstration called by SOS Racism organization under the slogan ‘Against institutional racism’ in Madrid, Spain.
Image: EPA/RODRIGO JIMENEZ

All symptomatic of the so-called “alt-right.”

According to Wikipedia, alt-right is “an abbreviation of alternative right, a loosely connected far-right, white nationalist movement based in the United States.”

Except that the white nationalist movement is spreading.

Who knows what evil lurks in the hearts of men?

We left the USA for Portugal and Spain in March 2017 because of the alt-right’s growth. Disgusted by the politics, the police brutality, the discriminatory treatment of Black people, the anti-Semitic swastikas, the finger-pointing and curses hissed at LGBTs, the misogynistic attitudes against women, the marginalization of minorities, the brutal caging and deportation of immigrants, and the overall worship of capitalism, we packed our bags … said good-by … and emigrated from the United States to Spain and Portugal.

For 15 years, we had owned a vacation “bolt” in a small Spanish town (Olvera) in Andalucía, where we spent a number of weeks getting a foothold as expats in a “foreign” country. We decided to make our permanent residence in Portugal, however, so we could keep one foot in Spain and the other in Portugal.

Our status changed from expats to immigrants.

It’s been about three years now since we began dividing the days of our lives between Portugal and Spain. Throughout that time, we never have had cause to suspect or doubt the progressive attitudes in Iberia. For us, ultra-conservative-instigated hate crimes were a thing of the past.

Until recently …

Religious discrimination and hate crimes are on the rise in Spain, and are being pushed by rhetoric from far-right political movements. The country’s interior ministry sounded the alarm in its most recent report, which revealed a 120 percent increase in incidents connected to crimes of religious intolerance in 2017, with 103 cases registered compared to 47 the previous year. Elsewhere in Iberia, police from Portugal’s National Anti-Terrorism Unit arrested 20 ultra-nationalists in an operation that involved searches across the country as part of an investigation into attempted murder and other hate crimes.

“Portuguese police officers told to remove racist tattoos within six months amid concerns over rising far-right,” asserted a recent headline in the Independent, a UK newspaper. The ban refers to “racist, extremist or violence-promoting symbols, words or drawings” and also covers earrings, bracelets and rings, Portugal’s police force said in a statement.

Police gave no estimate for how many officers might be affected by the ban, which coincides, according to the Independent, with increasing racist violence in the country.

After moments of disbelief, I couldn’t help but wonder why the government had targeted the racist tattoos of these Portuguese police, rather than the racism under their skins.

Protesters hold a banner reading ‘Down with Racist Violence, Justice for Claudia Simoes,’ referring to a woman assaulted by police during a demonstration against racism and fascism in Lisbon in solidarity with the Black Lives Matter movement on June 6, 2020.
AFP via Getty Images

Earlier this year, protesters demonstrated against racism and fascism in Portugal, amid fears over the country’s far-right movement.

The Council of Europe, a European human rights organization, referred in a 2018 report to numerous grave accusations of racist violence against Portuguese police, while complaints to the country’s anti-discrimination commission rose by a quarter last year.

“The move comes after Marcelo Rebelo de Sousa, Portugal’s president, declared in August that there would be ‘zero tolerance’ of racism in the country as authorities launched an investigation over a number of email threats, allegedly sent by a far-right group,” according to the news report. “The threats targeted several people, including two black lawmakers who were told to leave the country and threatened with murder.”

In early September, the Cameroonian philosopher Achille Mbembe and American intellectual Cornel West joined dozens of activists and academics around the world in signing an open letter calling for solidarity with the Black movement in Portugal, demanding accountability and concrete change to transform the “reality of structural racism and its manifestation in police brutality, racist violence and racial harassment in Portugal,” writes Beatriz Ramaldo da Silva in a September 2020 article for Aljazeera.

Turns out that Portugal has become a target of alt-right ideology.

Boaventura de Sousa Santos, professor of Sociology and director emeritus of the Centre for Social Studies at the University of Coimbra, frames the rise of Portugal’s far right within the context of wider global movement:

“There has always been a far-right base as is the case in Spain, Italy, Greece – the far-right was in power for 50 years in Portugal – and this basis never disappeared.”

This series of recent events described at the beginning of this post has unveiled increasingly disturbing signs that far-right internationalism is turning Portugal into a strategic target. “Clear illustrations of such signs include the recent attempt, by some intellectuals, to play the card of racial hatred in order to test existing divisions both on the right and the left and thereby influence the political agenda, the international meeting of far-right parties in Lisbon in August, and the strike called by the newly created National Union of Dangerous Goods Drivers, to take place at the same time as the Lisbon meeting,” claims openDemocracy, a self-described “independent global media organization.” 

Is Portugal so important as to deserve such strategic attention?

Yes.

Portugal is vitally important because, from the point of view of the international far right, it is the weak link through which it can carry out its attack on the European Union. 

People like to imagine Spain as a liberal paradise with sun, sea, and sangría, but its racism continues to be an open secret, according to the Olive Press.

With approximately one million black people living in Spain, that represents about 2% of the population–much lower than the 13-14% of African-Americans in the USA. While chances of seeing acts of racism are less in Spain, entrenched racism is still very much real.

In a June 2020 article, the Olive Press, an English language Spanish newspaper noted that:

Image: La Sexta

• Every Christmas, locals around the country use black face as they dress up as King Balthazar for the Three Kings Parade, a tradition that goes back to 1885;

• In 2017, a black British stage actor was refused entry to a Málaga nightclub. A worker at the club later told the Olive Press that it had a “no blacks” policy;

• Just last year (2019), a Spanish Guardia Civil officer, who killed an innocent Moroccan man after veering him off the road and shooting him eleven times as he fled on foot because he was “convinced he was a terrorist,” had his sentence for the crime reduced;

• Elsewhere, a Honduras woman selling sweets on the beaches of the Costa del Sol was allegedly strangled and dragged along the floor by police, who told her that she “was not human”;

• Increasingly worrisome is the flagrant racism that continues to be shown by young people in Spain, particularly in the world of football (soccer), where racial slurs are printed on the back of jerseys worn by members of immigrant teams.

Image: The Olive Press

It’s impossible for white people to know how gut-wrenching such discrimination feels, but it means that we must rally around and support the likes of Black Lives Matter and similar movements fighting for justice in the USA and around the world.

“So, while we may not be in the US, don’t disregard the fight (against racism) as an American problem,” the Olive Press urged. “Tragically, both in Spain and around the world, the fight to end racism will not be over anytime soon.”

Same-sex marriages have been allowed in Portugal since 2010 and offer equal rights to the couple regarding property, taxes, and inheritance … since 2016, married couples of the same sex can adopt and foster children. (Spain legalized same-sex marriage in 2005, along with its adoption rights.)

People often ask us about homophobia: do we feel it or are we aware of it in either Spain or Portugal. Not really, I’d respond. Except for an elderly (90+) woman talking to her equally old widowed neighbor in Portugal referring to me with the word “maricon” because she didn’t know any better, we have never felt ridiculed or denigrated anywhere in Iberia. We’re accepted, just as we are.

Others, however, have had different experiences.

Attacks by far-right Vox party on lesbian, gay, bisexual and transgender (LGBT) rights are testing years of political consensus on the issue in Spain, which in 2005 became the third country in the world to allow same-sex marriage. Vox has pledged to curtail gay pride parades, heaped ridicule on diversity lessons it wants to scrap in schools and has even drawn parallels between homosexuality and bestiality.

Since the 2005 approval of the same-sex marriage bill by the parties of the left, center-left and center-right even the main conservative People’s Party (PP) which vehemently opposed it has changed tack, various bills in defense of LGBT rights have been approved. Some of its politicians have come out as gay and married their partners.

Yet, this month — October 2020 — homophobic “slogans” were painted on rainbow benches in Spain’s Costa del Sol.

Image: The Olive Press

Bigots in Pilar de la Honrada, a city-town-district of Alicante, smeared ugly graffiti on rainbow colored benches installed by Pilar’s council to celebrate June’s World Pride Day as an acknowledgement of local LGBTQ residents. Two of the benches were emblazoned with the words “Gays Out.”

“We will continue to fight this type of violent behavior with the goal of continuing to build a society that is more tolerant of diversity,” a statement issued by Pilar’s council said, as the benches were being restored to their original rainbow state.

ILGA-Europe, an LGBTQ advocacy group, released its annual Rainbow Europe Country Ranking, funded by the European Union, which ranks 49 European countries from most to least LGBTQ-friendly. The ranking is based on how the laws and policies of each country affect the lives of LGBTQ people, and the nongovernmental organization uses a number of indicators, including nondiscrimination policies, hate speech laws and asylum rights to create its list.

Of Europe’s ten most LGBTQ-friendly countries, according to ILGA-Europe’s 2020 ranking, Spain and Portugal rank sixth and seventh, respectively.

Lisbon Gay Pride

Lisbon Gay Pride, officially known as Arraial Lisboa Pride, is the largest LGBTQ event in Portugal. It’s an important event that aims to shine a light on the various issues of injustice that still affect the LGBTQ community. A much loved and celebrated event, it attracts huge crowds each year – with over 70,000 visitors attending in 2018. Since 1997, Lisbon’s Gay Pride has aimed to bring visibility to the ‘queer’ community. Pride is equal parts celebration and political demonstration of achieving equal rights for LGBTQ people.

Attempting to atone for a 500-year-old sin, both Spain and Portugal are offering citizenship to Sephardic Jews whose families were expelled in the 15th century. Historians debate the number of Jews expelled; some estimate 40,000, others say 100,000 or more. 

The Jewish Museum of Belmonte, Portugal, houses an historic stone with this inscription.

Yet Portugal’s government found itself reconsidering the plan to change its ‘law of return’ for Jewish people. The ruling party of Portugal stepped back from an attempt to severely limit applications for citizenship from descendants of Sephardi Jews, a threatened move that Jewish leaders and organizations had charged was anti-Semitic. In mid-May, members of the Socialist Party submitted a draft amendment to change the 2015 law that grants citizenship to people who can prove they are descended from Jews whose families fled the Iberian Peninsula following the Inquisition, a 15th-century campaign of anti-Semitic persecution in Portugal and Spain. Under the proposed change, beginning in 2022, only people who had lived in Portugal for two years would be eligible for citizenship. This change would have sharply restricted the number of people who could apply. Currently, there are no requirements for applicants to live in Portugal or learn the language. Experts brought by the Socialist Party testified that within 100 years, a few thousand returning Jews could swell to 250,000 people and pose a demographic threat to Portugal’s identity.

“I felt like I was in a room in the inquisition in Lisbon and they were asking me to prove my Judaism,” said Leon Amiras, a lawyer in Israel who works closely with the Porto Jewish community on applications for citizenship. Though he was not present at the hearing, his personal family story was mentioned. “Suddenly these two members of parliament are testing me and trying to figure out if I’m ‘Jewish enough,’ [to deserve citizenship],” he recalled, as reported by the Times of Israel.

Earlier this year, Portuguese cartoon artist Vasco Gargalo was criticized for creating an antisemitic political cartoon published in the weekly Portuguese news magazine Sábado. Media reports were disseminated showing Gargalo’s cartoon, which depicts Prime Minister Benjamin Netanyahu wearing an armband like that of the Nazis but with a Star of David rather than a swastika on it.

Meanwhile, Spain’s foreign minister condemned a carnival parade featuring gun-toting Nazis and lines of dancing Jewish victims in June this year, a day after Israel’s ambassador expressed outrage over the spectacle. The display, which also featured a parade float designed like a gas chamber, was the second such incident this week after a Belgian town earned a stiff rebuke from the European Commission.

Carnival float in the Spanish town of Campo de Criptana features uniforms of Nazis, concentration camp inmates, and crematoria trains, in February 2020.
Source: YouTube screenshot via JTA

This year feels different, say immigration lawyers and others who work in the cottage industry of Jews permanently crossing borders. Much of the drive to leave has to do with the prospect of President Trump winning reelection, potentially after a chaotic post-election period in which he or others dispute the results of the vote. American Jews, lawyers and advocates say, are also chilled by a climate of rising extremism and anti-Semitism, some of it stoked or condoned by the president.

The history of bigots linking disease and depressing news with Jews, immigrants, people of color, or other minorities is a long and ugly one. The Holocaust teaches us that in times of instability and fear, people who didn’t previously express or tolerate racist views may find them less offensive … or even appealing.

In one of his most famous sermons, Loving Your Enemies, Dr. Martin Luther King preached: “Returning hate for hate multiplies hate, adding deeper darkness to a night already devoid of stars. Darkness cannot drive out darkness; only light can do that. Hate cannot drive out hate; only love can do that.”

Whether in the USA or Spain and Portugal, enough is enough is enough.

Shared here are personal observations, experiences, and happenstance that actually occurred to us as we moved from the USA to begin a new life in Portugal and Spain. Collected and compiled in EXPAT: Leaving the USA for Good, the book is available in hardcover, paperback, and eBook editions from Amazon and most online booksellers.

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What €50,000 (U.S. $59,000) Can Buy You in Portugal … or Spain

Location, location, location.

Wherever you want to buy (or rent), the same general rule applies: Housing costs more in Lisbon, Porto, the Algarve, Silver Coast and their suburbs (Portugal) or Madrid, Barcelona, Ibiza, and Málaga (Spain) than comparable inland properties.

But, if you know what you want and are willing to reside away from the major tourist traps, you can get one heck of a deal in both Portugal and Spain.

Having already purchased townhomes in Spain and Portugal, we knew pretty much what we wanted in our “halfway house” between the two countries:


• We preferred a village or small town with quick and easy access to a large, metropolitan area;
• The property had to be a single story without staircases, but with a good layout and ample-sized “divisions”;
• We didn’t want to be on the main street or have our bedroom in front, facing the street
• It had to be in good condition both structurally and in terms of infrastructure;
• Required was a small backyard (quintal) for our three dogs;
• The property needed to be more-or-less “move-in ready” with a minimum of two good-sized bedrooms, kitchen, living room, dining room, and bath;
• We wanted to be in Portugal, somewhere that could cut our travel time between homes in Portugal and Spain substantially;
• Our total budget — all things included — was no more than €60,000.

Quite a list, huh?

But these were among the imperatives we had learned about our own personal preferences after living in Portugal for two years and having a vacation bolt in Spain for fifteen.

We narrowed our choices to the Elvas (Portalegre) area, a UNESCO “World Heritage” site that abuts big city Badajoz and the border with Spain. Not only would this location cut two hours each way from our trips to and from Spain several times each year; it would also be relatively close to such special places in Portugal as Évora, Estremoz, and Vila Viçosa (among others) … and just a two-hour drive from our primary residence in Castelo Branco.

After looking at what was available in the historic section of Elvas, a number of locals — police, hotel personnel, even shop owners — advised us to buy in a nearby village instead, rather than in Elvas proper. Villages even five (5) kilometers outside of Elvas would be cheaper, calmer, and more in line with the lives we wanted.

We toured a number of properties in Santa Eulalia, Campo Maior, Boa Fe, and Sousel, but decided to buy in Vila Boim–the village closest to Elvas. With a population of about 1,200 (twice that of our Lousa hometown in Castelo Branco), there are restaurants, cafés, mini-markets, a pharmacy and bank with a Multibanco … even a “pedestrian” shopping street.

Listed for €39,500, the house we bought had been on the market for several years. It needed some work after being vacant … yet there was no smell of rot, mold, or mildew. The room sizes, spaces, and layout fit our needs perfectly. Negotiating back and forth with the property agents representing the seller(s), we ultimately agreed to purchase it for €34,000.

The following pictures depict the house and its condition when we purchased it.

Front Façade
Dining Room
Kitchen
Living Room
Bedroom
Office + Despensa (Pantry)
Bathroom
Quintal (backyard)

There was plenty of work to be done!

Initially, we invested €2,500 in “prep” work — repairs, fixes, replacements — before we could even begin to think about “what next?” or “when can we move in?”

The ceiling alone in the bathroom (and the strips of plaster hanging off the wall on the outside of the exterior wall) needed to be gutted, plastered, and repainted. The cabinets hanging precariously off the wall in the long, narrow kitchen had to be removed and replaced with new ones to make our long, narrow, “galley” style kitchen functional and attractive (€3,000). Appliances — a high-efficiency gas water heater (€750) and three separate inverter aircon units were purchased (€2,259) and installed: one 18,000 BTU unit to cool and heat the large dining and living room area, and two 12,000 BTU units: one for the bedroom and another for the office and kitchen. Several rooms needed to be repainted (€500). Lighting was paramount for the dining room bedroom, kitchen, and office (€500). New appliances — a stove and oven, washer and dryer, and dishwasher — added €1,500 to the tab.

Upgrades included three new, double-pane windows with fly screens (€500) and upping the electrical power from 3.45 > 6.9 kWh which, in turn, required us to have an electrician add new wiring throughout the house to carry the added load (€1,250). We learned that there was no roofing above our bathroom and adjoining bathroom — which had caused the ceilings inside to buckle — so a new rooftop was added above that part of the house (€750). Because rain water came in under the front and rear doors, we added awnings and replaced the doors (€1,500). Because the dining room was so dark without a window, the door we chose for up front had glass on the top and a metal protective casing behind it. Finally, we bricked in the small backyard with cobble stones (€750) so that the dogs wouldn’t track mud into the house every time we let them out back.

Furniture, furnishings, and artwork already were ours, just waiting for a new home.

Total cost?

Just about €50,000. That’s less than $59,000 USA greenbacks!

We’ve got great neighbors, a low-maintenance yet comfortable home, and easy access to big city shopping in both Portugal and Spain.

How much do you think all that building and buying would cost us in the USA?

Here is our home as it now looks:

Front Façade with Awning, New Door, and Inverter Aircon Unit
New Front Door with Triple Locks, Double Pane Glass, and Protective Top. Electric and Water Boxes behind panels.
Dining Room
Dining Room
Living Room
Living Room
Living Room
Bedroom
Bedroom
Kitchen
Kitchen
Office
Bathroom
Quintal
Quintal
Quintal – Laundry Area

P.S. Our vacation “bolt” home in Olvera (Andalucía), Spain, cost even less! But, that’s quite another story. You can read all about it here: https://pastorbrucesblog.com/2020/09/12/then-again-but-better

Shared here are personal observations, experiences, and happenstance that actually occurred to us as we moved from the USA to begin a new life in Portugal and Spain. Collected and compiled in EXPAT: Leaving the USA for Good, the book is available in hardcover, paperback, and eBook editions from Amazon and most online booksellers.

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Travelogue

Spain is relatively familiar territory.

From our vacation home in Olvera at the intersection of the Málaga, Sevilla, and Cadiz provinces, we’ve spent time visiting many of the charming “pueblos blancos” (white towns) of Andalucía: Ronda, Grazalema, Pruna, Villamartín, Algodonales, Morón de la Frontera, Antequera, and many others.

Olvera

We’ve flown into and out of Madrid, Málaga and Sevilla, passing through this big city on our treks to and from Portugal. We’ve taken day trips to Granada and Cádiz … the latter usually to shop at Ikea. Weekend getaways have found us in Martos, just outside Jaén, the provincial capital. Longer vacations were spent in Alicante, Ibiza, Barcelona, Sitges, and the Benedorm playground; Valencia was a port of call on a cruise.

“Casas Colgadas” (Hanging Houses) of Cuenca, Spain

Attending the University of Madrid for my undergraduate degree, I got to know this special city and notable nearby places: Toledo, Segovia, Ávila, La Granja, Salamanca, and the “casas colgadas” (hanging houses) of Cuenca. During the time of my studies, I traveled to Barcelona, bicycling around this most cosmopolitan city and marveling at Gaudi’s La Familia Sagrada. I visited Sitges–one of Spain’s first gay destinations during the Francisco Franco regime … and booked passage on a boat to Ibiza and the Palmas, Mallorca and Menorca.

Portugal is another matter entirely …

It’s been several years now since we’ve moved to our village of Lousa, 20 minutes outside of Castelo Branco. In addition seeing the sites of this often overlooked city – the Episcopal palace gardens, the white castle for which the city is named, its museums and cultural centers – we’ve wandered around places outside our own backyard: Alpedrinha, Castelo Nueva, Covilhã, Lardosa, Louriçal, Penamacor, Sertã, etc.

Episcopal Garden in Castelo Branco

We’ve have crossed over the awesome aqueducts in Segura on way to and from lunch in Spain … visited (several times) Monsanto, touted as the “Most Portuguese Town” … frequented the marvelous Monday market in Fundão, quite possibly one of the district’s best … feasted our eyes on the spectacular scenery and unparalleled topography of Vila Velha do Ródão and Foz do Cobrão, enjoying the food at one of the best restaurants around. Not unlike the Western (Wailing) Wall in Jerusalem, the Jewish sanctuary of Belmonte is a spiritual experience–regardless of one’s religion.

Now where?

Cutting short our catastrophic “vacation” at a TripAdvisor (aka FlipKey) beach property, we missed out on planned excursions to Porto, Espinho, Tomar, and Aveiro—the “Venice” of Portugal. We’ll go back, but we’ll do it differently, leaving the dogs at a highly-commended canine “hotel” near us (in Alcains), enabling us to stay at somewhat more comfortable and convenient places.

Also on our list of must-see places is Lisbon – where its expansive aquarium fulfills an exhilarating but exhaustive day – and heading north towards Santiago de Compostela, capital of northwest Spain’s Galicia region, for the “Camino” pilgrimage. Still, we did enjoy a birthday weekend in two very special suburbs: Cascais and Estoril.

But, for now, we wanted to devise a series of day trips … places within a 90-minute drive … so we could go, do some sightseeing, and be back in time to feed and walk the dogs. If we were hosting out-of-town guests for a few days, what would we want them to see?

Here are the places on our list:

Sortelha

Sortelha Somewhat along the lines of Monsanto, Sortelha is one of the oldest and most beautiful towns in Portugal. A visit to its streets and alleys enclosed in a defensive ring and watched over by a lofty 13th century castle takes us back to past centuries among medieval tombs, by the Manueline pillory, or in front of the Renaissance church. Home to the legendary Eternal Kiss—two boulders resting on the slope below the castle walls, just touching, it’s not difficult to imagine that they are kissing. Another odd looking granite formation in Sortelha is referred to as The Old Lady’s Head (A Cabeça da Velha). Neighboring town Sabugal provides a bonus castle and museum to visit.

Sabrugal

Belmonte Tradition has it that the name of this town in Castelo Branco region’s northernmost district came from its location (“beautiful hill”). Near a 13th century castle is Bet Eliahu synagogue and the Jewish zone, with its own special museum.

Belmonte

Idanha-a-Velha Reportedly invaded and looted throughout history, Idanha-a-Velha is one of the oldest towns in Portugal. Extensive Roman ruins and epigraphs refurbished as a modern museum, a restored 16th century church, and ancient oil press all make this place very special.

Idanha-a-Velha

Penha Garcia Situated on a hillside next to the road between Monsanto and the Spanish border, a walk leads up to the castle and a dam below. On the lowest point of the trail, beneath the castle, you can go for a swim in the cool mountain lake. But what makes Penha Garcia truly outstanding is its geology, with huge fossils plentiful.

Penha Garcia

Serra da Estrela Even from our lowly house in Lousa, we can see the snow-capped peaks of the highest mountain range in mainland Portugal, whose highest point – Torre, accessible by a paved road – is 1,993 meters (6,539 feet) above sea level. Three rivers have their headwaters in the Serra da Estela, the only place in Portugal during the cold weather to ski, go sledding, snowboarding, or ride a snowmobile. We moved here from Sturgeon Bay, Wisconsin … so, seeing the snow from a distance is quite enough for now.

Marvão Perched on a granite crag, Marvão is the highest village in Portugal. An old, walled town with gardens and a castle, it’s one of the few nearby places included in the New York Times #1 bestselling book, 1000 Places to See Before You Die. Access to the village is through a narrow medieval archway, close to which stands a Moorish-looking building known as the Jerusalem chapel. People tell us that Marvão – deep inside Portugal’s hinterland, within a whisker of the Spanish border – is probably one of the prettiest places in the whole of southern Europe because of its views and lunar-like landscape.

Piedão What could be more romantic than a small town of homes hidden in the middle of the mountains? Astounding architecture attests to mankind’s ability to adapt harmoniously to the most inhospitable places, with blue schist and shale houses standing sentry along the sloping terraces between narrow, winding streets.

Guarda Built around a medieval castle on the northern cusp of the Serra da Estrela mountain range, the dominant 12th century Gothic cathedral is a star attraction and allows you to step onto its roof to survey the city, with a Jewish quarter where Hebrew inscriptions have lasted since the 1100s.

And there’s more: Almeida, a fortified village whose 16th-17th century castle with all the proper fortifications still remains in tip-top, textbook shape, along with its military museum … Manteigas, a glacial valley …Even its name, “Well of Hell,” makes Poço do Inferno tempting …Mira de Aire, with its largest caves in Portugal … Castelo de Vide ‘s red-roofed, whitewashed houses clinging to the side of lush mountain slopes and an old quarter described as one of Portugal’s best make this small town one of Portugal’s gems.

Abrantes Castle

After this bucket list of placeholders has been completed, we can take a train ride on the Beira Baxa line to Abrantes in the Portalegre province and visit the 14th century Almeiro do Tejo castle. Will I have the nerve to walk across the castle’s steep ramparts—which have no guard rails? Or the truly frightening new 1,692 foot long suspension bridge called 516 Arouca about an hour from Porto? Considered the longest pedestrian suspension bridge in the world, it’s situated 575 feet above the ground with a see-through bottom to the sheer drop below, connecting the Aguieiras Waterfall and Paiva Gorge. It’s not a place to visit if you’re afraid of heights. But, if you do go to this new bridge, remember: Don’t look down!

Not even a chance.

Shared here are personal observations, experiences, and happenstance that actually occurred to us as we moved from the USA to begin a new life in Portugal and Spain. Collected and compiled in EXPAT: Leaving the USA for Good, the book is available in hardcover, paperback, and eBook editions from Amazon and most online booksellers.

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Driving Bureaucracy

I believe a bureaucrat at the Institute for Mobility and Transport (IMT) here – elsewhere known as the Department of Motor Vehicles – just did me a favor. An uber one, at that!

DMVs anywhere aren’t anyone’s favorite government agency, but the bureaucracies residents must deal with in Spain and Portugal – IMT (driver licenses and motor vehicles), Finanças (Taxes), SEF (Immigration), and EDP (the utility company), especially – have been attributed as being challenging > frustrating > irritating > next-to-impossible.

That wasn’t the case for us here in Castelo Branco. Staff at these offices have been considerate, cooperative, and pleasant. Anyway, here’s the story:

We’ve been very careful about observing all of Portugal’s requirements — particularly for non-EU nationals residing here – in terms of documentation and deadlines. Especially regarding the IMT. This is a country that only recently changed its rules about transferring one’s driver’s license from your country of origin to a Portuguese one … without adequately announcing the changes and spreading the word.

Formerly, new residents of specific non-EU nationalities had six months from the date they received official residency to trade in their existing licenses issued elsewhere for new ones from Portugal. The new law now limits that time to just 90 days, with serious consequences if you miss that deadline: driving school lessons followed by written and driving tests dealing with laws, practices, competencies, and the mechanics of how vehicles operate.

To exchange an American driver’s license for a Portuguese one, you must meet all of the “regular” requirements – a completed application form, proof of residency, your current driving license, passport, NIF, and a fee – along with an apostilled driving record from your last state of residence, plus a physician’s certificate that you are fit to drive.

We provided everything required by the Instituto da Mobilidade e dos Transportes (IMT) and, within two weeks, received our official license cards in the mail. In the interim, since our USA driver licenses had to be surrendered, we were given paper documentation to certify our legality to drive here.

All was well, we assumed … until I tried to rent a car.

“I am sorry,” the car rental agent apologized. “But I cannot rent you a car. You haven’t been driving long enough—only since last year.”

What? I’d obtained my driver’s license on my 17th birthday in New York and, by now, had now driven continuously for about 50 years … with licenses from New York, Maryland, Virginia, Florida, and Wisconsin!

“Please forgive me,” I responded. “But I don’t understand.”

The amiable chap pointed to a line on the rear side of my new driver license which indicated that my license was first issued last year.“How is that possible?” I asked.

He shrugged off the mistake and suggested I take it up with the IMT … someone, somewhere, at IMT had erred when copying the information I’d presented into the computer.

Fortunately, I had retained a copy of my official Wisconsin driving record in PDF format and peered at it on my computer screen before printing it out. There it was, in black and white: I began driving in Wisconsin on March 9, 2008. Maybe not 50 years of driving experience, but certainly at least ten!

I revisited IMT to point out the error and ask for my license to be corrected. And, while there, I also asked about renewing my driver license before March 9, the day before my 70th birthday, when Portugal required new evidence of my fitness to continue driving.

Older drivers in Portugal need to undergo medical and psychological examinations when renewing their driver licenses at ages 50, 60, 65, and 70 … drivers older than 70 are subject to a revalidation test. My doctor told me not to worry: there was no need for him to provide the medical certification until January, just two months before my 70th birthday. But I was concerned; I wanted IMT’s confirmation of that.

By law, one’s Portuguese driving license expires at 70 years of age; so, when you reach 70, you need to renew it if you want to continue driving. You then need to renew it every two years. Renewal can be done up to six months prior to the license expiring.

I took a Portuguese friend with me to speak on my behalf, as it was early into our residency in the country and I had a ways to go with my language proficiency. The lady who waited on us was flustered but friendly. While I feared the copy of my Wisconsin driving license showing the date I began driving there wouldn’t be accepted because it didn’t have an apostille (my only apostilled copy was turned in, along with my license, during my initial visit to the IMT), it wasn’t a problem.

The only problem was the printer, which refused to cooperate. Spending half an hour checking for paper jams, removing and shaking the laser cartridge a number of times, turning the machine off and on again, my IMT representative was getting impatient. The office manager was summoned. He, too, couldn’t get the printer to work; but, he called for a replacement … which arrived within half an hour.

Meanwhile, my Portuguese-speaking friend explained my concerns about renewing my license within the required time frame to the IMT lady. She looked at the expiration date and did some mental calculations: No problem, she said. We were within the six-month window and she could renew my license then and there, on the spot, without me having to return to IMT later. And, based on the documents I’d already supplied about four months earlier, she’d renew it for two more years without any new certifications—medical or otherwise.

Moral of the story: It’s easy to groan and bemoan the system.

Likewise, we need to give credit where, when, and to whom due.

So, thank you, my Portuguese guardian angels!

Shared here are personal observations, experiences, and happenstance that actually occurred to us as we moved from the USA to begin a new life in Portugal and Spain. Collected and compiled in EXPAT: Leaving the USA for Good, the book is available in hardcover, paperback, and eBook editions from Amazon and most online booksellers.

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Protesting the Status (Quo)

Across the United States – in Portland, Oregon; Seattle, Washington; Kenosha, Wisconsin; Louisville, Kentucky; Baltimore, Maryland; New York City and Rochester, NY; Minneapolis, MN; Philadelphia, PA; California, Colorado, and elsewhere nationwide – people are protesting, calling for fairness, equality, and justice.

Mainly, they’re peacefully protesting systemic inequalities: racism, economic injustice, government inaction or overreach, lock-ups and lock-downs.

They can’t pay their rent or mortgages, forced to choose between putting food on the table or medicine in the mouths of their loved ones. They’re agonizing over the toll Coronavirus is taking personally and professionally. And they are unleashing their anger and frustrations on others.

Between April and May 1st this year, protests against government-imposed lockdowns in response to the Covid-19 pandemic led to demonstrations in more than half of the “United” States. Shortly thereafter, on June 6th, half a million people turned out in nearly 550 places across the USA for Black Lives Matter protests.

Mass shootings hit a record high last year (2019), violent hate crimes are on the rise, and police brutality continues, prompting increased polarization and protests.

Police – local, state, the National Guard and even the Border Control – are called in, often exacerbating the problems. Violence follows and incites more violence, as hateful White House rhetoric spurs outcries against what the president calls his “law-and-order” platform. The result, however, has been increased antagonism and turf-minding. Apart from verbal incriminations, weapons include gunfire and bullets, tear gas and other chemicals, buildings burned, blazing tempers and imported vigiliantes, vehicles battered and overturned. Lately, more than 104 separate vehicles have been plowing through crowds and injuring protestors.

The bottom line is that people – often neighbors, long-time friends, even family and churches – are taking sides and triggering showdowns, sometimes violently, against each other and the powers-that-be. You’re either with me or against me, depending on who you are voting for.

American citizens are trying to prevent other American citizens from voting. Not just trying to intimidate them into not voting, but physically trying to prevent them from doing so!

It increasingly feels like America is reaching a boiling point, more raging bonfire than flash in the pan. Already beset by a national recession and a deadly pandemic now surpassing 200,000 deaths, this week has stoked new fires, including a Supreme Court battle to fill the Ruth Bader Ginsburg’s seat, Trump refusing to promise a peaceful transfer of power, mass protests after police officers faced no charges in the death of Breonna Taylor, and the swirling of literal fire tornadoes out West, while hurricane after hurricane pulverize our Gulf Coast . As American anger heats up, it’s incumbent that we bring a fresh lens to its origins and the core beliefs it threatens to topple, along with ways we can work together to douse the flames.

“Enough!” people are pleading, if not demanding. “Fix the problems!”

Trouble is, just as the financial gap between the haves and have-nots is widening, so, too, is the economic crisis. Many of the problems are difficult (if not impossible) to fix, because they’re so deeply rooted and systemic, driven by centuries of loot and looters, masters and slaves, carpetbaggers and indentured servants, inbred privilege and attitudes, government for the people becoming self-serving government, plebians and plutocrats, myriad moguls for whom more and much more are never, ever, enough.

Financial necessity has forced suburban populations to head for inner city food banks and health care clinics … creating a foggy, finite understanding of the implications inherent to why Black Lives Matter.

According to the Institute for Policy Studies, U.S. billionaires gained $565 billion additional dollars since March 18th. At the same time, surging unemployment has reached levels not seen since the Great Depression.

Experts say the top 10% of households own more than 84% of stocks … so a rising market helps people who already are among the wealthiest in the nation. Analysts attribute this widening wealth gap to the stock market, while meager consumers suffer the effects at their local groceries and supermarkets.

If we have never seen such economic instability since the Great Depression, we haven’t seen such social distancing since the Civil War. Or climate change and pollution so quickly creating environmental consequences and our planet’s ability to sustain life.

How can we look at what’s happening before our very eyes and not realize that we’re leading up to an even more deadly Civil War, if not already in the midst of one?

Worse, the riots are occurring all over the world.

At least sixteen countries — ranging from the UK and France to Australia, Brazil, Japan, Kenya, and South Africa — have seen major demonstrations over police violence against Black or minority populations and related issues, such as systemic racism and the legacies of colonial empires. In France and South Africa in particular, the pandemic has served to crystallize the problem of police brutality: authorities enforcing lockdown regulations have used force disproportionately against Black citizens.

But new protests are also breaking out for reasons other than police violence and racism. Some are rooted in how governments have responded to the pandemic. Among them, Brazil and Israel stand out. Ecuador, which faces one of the highest per-capita death rates from COVID-19 among developing nations, recently saw thousands protest the government’s decision to close some state-owned companies and cut public sector salaries, in an effort to close a gaping $12 billion budget deficit.

Citizens in Iraq have resumed protests over corruption, high unemployment, and the violent repression of protesters, with demonstrators in central and southern Iraq clamoring for the removal of governors who they deem to be corrupt. In Mali, tens of thousands have demanded the resignation of President Ibrahim Boubacar amid persistent intercommunal violence compounded by economic stagnation, a dearth of political reforms, and widespread government corruption. Saudia Arabian women have protested for fewer restrictions on their rights, even as Syrians protest the killing machine of their country’s leader and the Lebanese protest the lack of responsible leadership from their do-nothing government. The separatist movements provoke perennial protests in Spain, even as the second massive shutdown in its capital and biggest city because of Covid-19 stoke the fires of discontent.

Protests, by far the largest and most persistent in Belarus since independence from the Soviet Union in 1991, began Aug. 9th after an election that officials said gave President Alexander Lukashenko a sixth term in office. Opponents and poll workers say the results, in which Lukashenko was tallied with 80% support, were manipulated.

In some countries, governments have capitalized on the chaos of the pandemic to persecute critics, criminalize dissent, ban public demonstrations, and further concentrate political power. Consider China and Russia, for example.

How can society achieve the consensus it needs to function if everyone regards rivals as “Nazis,” “traitors” or “enemies of the people”?

“Trump, the torchbearer, has at times fueled racial tensions and stomped on his perceived enemies, citizens and institutions alike,” writes Nick Fouriezos, senior politics reporter for OZY, an international media and entertainment company launched in September 2013 by former CNN and MSNBC news anchor, journalist, and businessman Carlos Watson and Goldman Sachs alumnus Samir Rao. Ozy describes its mission as to help curious people see a broader and a bolder world.

“Some have become radicalized by the president’s behavior, meeting fire with fire — from erecting guillotines to accosting Senators to defending violent looters as collecting what society owes them,” Fouriezos continues. “Meanwhile, the American Fringes have continually hijacked the discourse, worming their ideas into some of America’s most revered institutions. The loss of civility playing out on the national stage has had ripple effects, reflected in an apparent uptick in nastiness nationwide, with ordinary citizens bickering over face masks in stores, trolling each other on social media and facing off over campaign signs next door. In a multiethnic, multicultural and increasingly crowded democracy, respecting commonality while acknowledging differences has been the surest way of moving forward — but it has become a casualty of rising American anger.”

If political tensions are bringing the USA to the brink of a second Civil War, is what’s happening around the globe a harbinger of something bigger?

Hopefully, cooler heads will prevail.

Stay tuned …

Shared here are personal observations, experiences, and happenstance that actually occurred to us as we moved from the USA to begin a new life in Portugal and Spain. Collected and compiled in EXPAT: Leaving the USA for Good, the book is available in hardcover, paperback, and eBook editions from Amazon and most online booksellers.

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Residency and/or Citizenship?

Dr. Sanjay Gupta, CNN’s chief medical correspondent, was confused and concerned after hearing Donald Trump state that – despite FDA, CDC, and vaccine manufacturers pledges to the contrary – he was prepared to use his presidential powers to override objections to emergency use authorization approving the use of new vaccines for the Covid-19 virus even before final determination of their efficacy (and potential dangers) had been made by doctors, research specialists, and scientists.

Trump suggested that the White House would overrule the FDA if the agency issued new, tougher standards for the emergency authorization of a coronavirus vaccine.

How can this be, wondered Gupta? By what right did the president assume he could make or break such life-or-death decisions … especially in the midst of a persistent pandemic which had been so politicized?

So, he spent a good deal of time doing research.

Turns out, through the ins and outs of government oversight, Trump could indeed manipulate the vaccine through the role of the Office of Management and Budget Control, which must sanction all such approvals and expenditures. OMB is part of the USA government’s executive branch, over which presidents can exert control.

The OMB isn’t the only federal agency over which this president has exerted his control. Through FEMA funds, he’s disbursed billions of dollars to Puerto Rico—despite his disdain for the island protectorate. He’s discharged funds from (agency) to build his wall between the USA and Mexico, as well as used federal border control agents to intercede in constitutional protests around the country (which rightly should be the domain of the states, their governors, mayors, and law enforcers). And, in his “law-and-order” campaign, he’s threatened to defund democratic cities and states with Democratic mayors and governors. Let’s not forget the U.S. Postal Service, so important to the timely delivery of our mail, whose new director — a major Trump donor — began dismantling the venerable institution, tossing out vital sorting equipment, reducing personnel, and limiting work hours. Or the National Security Council, which has become a revolving door of expert professionals replaced by “acting” directors answerable only to Trump. The same can be said of the FBI, CIA, and Justice Department–the latter of which is paying for Trump’s personal defense in criminal activities that occurred before he was president. Ditto for his campaign funds. And the money paid to Ukrainian officials to illegally influence the upcoming election.

Daily enforcement and administration of federal laws is in the hands of the various federal executive departments, created by Congress to deal with specific areas of national and international affairs. The heads of the 15 departments, chosen by the president and approved with the “advice and consent” of the U.S. Senate, form a council of advisers known as the president’s “Cabinet.” Once confirmed, these “cabinet officers” serve at the pleasure of the president. In addition, a number of staff organizations are grouped into the Executive Office of the President: the National Security Council, Office of Management and Budget, Council of Economic Advisers, Council on Environmental Quality, Office of the U.S. Trade Representative, Office of National Drug Control Policy, and Office of Science and Technology Policy. “Independent” agencies – the United States Postal Service, National Aeronautics and Space Administration, Environmental Protection Agency, and United States Agency for International Development. All are ultimately controlled by the president.

More importantly to my point here is that the State Department – under the Executive branch – controls the processing, issue, and renewal of passports to US citizens.

Which got me to thinking …

What if (for whatever reason), the U.S. president decides to restrict and control our passports? Who knows why? Trump is an autocrat who acts on impulse, rewarding his loyalists and punishing those who don’t favor him by pulling and pushing all the levers available to him.

Without valid passports, we’d be severely hampered in our international travel and dealings. Including the ability to maintain our residencies in other countries … because a current and valid passport must be presented whenever foreign residency is requested or renewed.

For those of us who aren’t EU nationals, in addition to other requirements, a passport is our “passport” to residency. In Spain, passports are required when applying for visas; when applying for temporary, one-year residency; for each subsequent two-year residency renewal; and for final – permanent – residency granted after five years.

The good news is that Portugal allows dual citizenship with most countries, so you won’t have to give up your original nationality. Similarly, U.S law doesn’t mention dual nationality or require a person to choose one nationality or another.

A U.S. citizen can naturalize in a foreign country without any risk to his or her citizenship. You can vote in U.S. elections, continue to receive Social Security payments, and travel to or from the USA without impediment.

Before the coronavirus pandemic, holding a U.S. passport granted visa-free access to 185 countries around the world. The American passport wasn’t the most powerful on earth (that honor belongs to Japan), but it still got most of us where we needed to go. Until now.

With current EU restrictions and other pandemic-related travel bans, there currently are much fewer places where Americans can go. Frustrated by this newly hampered mobility, some are seeking dual citizenship … often as an opportunity to reconnect with the country their parents or grandparents came from, to reevaluate their careers and potential business opportunities overseas, or simply to retire in peace legally in another country of choice.

Now, that got me to thinking some more …

Hitherto, I’d never really considered dual citizenship with the USA and Portugal (or Spain). Permanent residency was good enough, I assumed. I had no plans to vote in Portugal’s elections, which (I believed) was the only reason to seek citizenship over residency.

According to the Henley Passport Index, Portuguese citizens are among those who face the least restrictions when travelling to the four corners of the globe. Portuguese citizens are also European citizens whose rights include living, working, and retiring in any member state of the European Union for an unlimited period, as well as the right to vote in local and European elections in other member states.

“Portugal remains one of the best places in the world to invest and retire,” reports the Portuguese American Journal. “The Portugal Golden Visa Program has seen an increase in applications in the first quarter of 2020.” Between January and April 2020, 259 applicants and 515 dependents received their Golden Visa residence cards from the program.

(Both the Golden Visa and Non-Habitual Residency programs – which have been attracting wealthy foreigners to Portugal for years – were due to be ‘curtailed’ in the last State Budget, but have continued in light of the crisis created by the coronavirus until at least 2021.)

By no means are we “wealthy.” But there are other routes to Portuguese citizenship. The government has announced plans to overhaul Portugal’s Foreigners and Borders Office (SEF) in a bid to reduce bureaucracy barriers and improve conditions for immigrants.

Portuguese citizenship can be acquired by a legal resident of Portugal for at least five years plus one (more) year of permanent residency. Unlike residency, application for permanent citizenship is submitted to a civil registry office and not to SEF. Once citizenship is acquired, however, Portuguese passport applications are handled by SEF.

Some applicants for citizenship must submit documentary evidence of effective ties to Portugal and/or the Portuguese community, and the State Attorney may oppose the granting of citizenship if such ties are either too few or too weak. Typical documentation includes:

• Registration with Portugal’s Tax Authority and National Health Service;

• Regular trips to Portugal in case the applicant doesn’t live in the country;

• Having owned or rented property in Portugal for at least three (3) years;

• Having participated during the previous five (5) years in the cultural life of a Portuguese community existing in the country of residence of the applicant—i.e., activities of cultural or recreational associations of that community.

After 10 years of living in Spain, you can also obtain Spanish nationality, thus becoming a Spanish citizen. The main downside of using this path in order to get the long term residency is that you will need to renounce to your USA citizenship (in order to get the Spanish one).

So, take that into consideration. If you wish to preserve your nationality, go for the permanent residency and renew it every five (5) years. If that is not a problem for you, nationality will be a better option.

(Nevertheless, there’s an exception to that rule: If you have citizenship from Andorra, Portugal, Equatorial Guinea, the Philippines, or from a Latin American country, you can obtain your dual nationality; therefore there won’t be any need to give up your current citizenship.)

It’s a brave new world that we live in, with new “normals” changing rapidly. Under the current circumstances, at least, we have no plans to return to or visit the USA.

Beyond permanent residency in Portugal, dual citizenship with both countries increasingly seems like a good idea. Especially since it gives us equal access to Spain!

Shared here are personal observations, experiences, and happenstance that actually occurred to us as we moved from the USA to begin a new life in Portugal and Spain. Collected and compiled in EXPAT: Leaving the USA for Good, the book is available in hardcover, paperback, and eBook editions from Amazon and most online booksellers.

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Magical Monsaraz and Other Pleasurable Portuguese Places

We did the “tourist thing” this past weekend, visiting the town of Monsaraz in the Évora district of the Alentejo, about an hour’s drive from our house in Elvas (Vila Boim). The village prospers on tourism today, with a handful of restaurants, guesthouses, and artisan shops.

Monsaraz: Entrance and Exist

Perched high atop the surrounding countryside, Monsaraz is a charming village with a looming castle at its edge … spectacular views of the river Guadiana and Alqueva Dam … panoramic vistas showcasing many nearby Portuguese villages … and olive groves sprinkling the landscape. Its narrow schist streets are lined with whitewashed cottages.

Monsaraz: Schist Streets

The hilltop on which Monsaraz sits has long been coveted, as it affords far-reaching views over the surrounding plains and enabled communication between neighboring watchtowers. Since prehistoric times it has been occupied … more recently by Romans, Visigoths, Jews, Moors, and Christians, with control passing among Arabs, Spanish and the Portuguese until it finally settled in Portuguese hands in the 13th century.

This graceful, medieval village maintains its magic from ancient times like few others in the world. One of the oldest villages in Portugal, the historic village is well worth a visit! In 2017, Monsaraz won the category “Monument Villages” in the Seven Wonders of Portugal (Villages) competition.

Monsaraz: Castle

Located on the top of the hill with a view over the river Guadiana with the wonderful Alqueva Dam – the largest artificial lake in Europe and one of the greatest Portuguese constructions of the century – its frontier with Spain has made it highly coveted by the peoples who disputed it.

Monsaraz: Church

The walls around Monsaraz guard a welcoming village including its ubiquitous castle. Towards the center of the village is the stunning Igreja Matriz de Nossa Senhora da Lagoa (church), built with schist in the 16th century on the ruins of a gothic church destroyed due to the black plague. Inside is the tomb of Gomes Martins Silvestre, a Knight Templar and first Alcaide (Mayor) of Monsaraz. With 17 sculpted figures on the front representing a funeral procession, the tomb is made of marble from nearby Estremoz. Not to be overlooked is the Jewish history here.

Monsaraz: House of the Inquisition and Interactive Jewish History Center in Monsaraz

As we paid for a few purchases at the entrance (and exit) of Monsaraz, our eyes were drawn to a tiny house facing it with a “Vende-se” sign affixed. “Quanto custa?” I asked the shopkeeper. “Cento e cinquenta mil euros (€150,000),” she replied. Such are the prices of modernized housing within these idealized Portuguese places with such tightly-knit, small populations.

Monsaraz (782) reminds me of aspects that delighted us during earlier trips to Monsanto (616) and Belmonte (2,511) in the Castelo Branco district, as well as Estremoz (7,433) and Vila Viçosa (4,931) in Évora. (The last census was taken in 2011.)

Vila Viçosa: Main Square

Perhaps the most striking of all “marble towns” in the Alentejo is Vila Viçosa. In the 20th century, marble extraction and processing — responsible for around 93% of jobs in the municipality – along with tourism, became the main income sources of the municipality (although agriculture is still important for its economy). Vila Viçosa is known as the “Princess of Alentejo.” Truly an “open-air museum,” the name Vila Viçosa (lush village) is due to the fertility of its soils and the charming territory. Everywhere the eye wanders is marble: water fountains, monuments, mail boxes, street signs and benches, even garages.

Estremoz

The semi-arid plains of the eastern Alentejo stretch for miles before the pyramid-like settlement of Estremoz looms into view. To sum this place up in a few words, one could choose “historically significant,” “strategically situated,” and “dramatic.” Estremoz is one of the “white cities” in Alentejo. You can recognize it from far away by its white houses spread across a hill, embraced by old walls, and protected by the impressive fortified tower. During Portugal’s long struggle to retain its sovereignty in the face of invading Spanish armies, Estremoz always played a pivotal role.

Monsanto

Monsanto hangs off a mountaintop overlooking the Portuguese countryside, with views for miles. Houses are tucked between, on, and underneath giant boulders. Its tiny streets wind up a steep grade past red-roofed cottages tucked against mossy boulders. Some of the boulders are actually fitted with doors, leading to structures carved right into the rocky landscape.

The village has hardly changed in hundreds of years, and enjoys distinction in Portugal as a living museum. Dubbed the “most Portuguese town in Portugal” in 1938, the tribute is a bit of a misnomer since Monsanto technically is a village (aldea), not a town (vila).

Belmonte is one of Portugal’s most fascinating villages. Nestled in the interior of the country, close by the mountains of Serra da Estrela, it was here that thousands of Jewish people escaped from the Inquisition in Spain and settled safely around this area, close to the border with Spain. Belmonte is, perhaps, the Portuguese town with the strongest Jewish presence and it stands out because it was a unique case within the Iberian Peninsula, where Hebrew culture and tradition have lasted since the early 16th century until today. But the community here is one of the few on the Iberian Peninsula that has retained rituals and other elements of its identity that date back to the Spanish Inquisition, thanks to the sacrifices and commitment of successive generations of crypto-Jews—Jewish people forced to convert to Christianity under the Inquisition, but who continued to practice Judaism in secret.

Belmonte

Unlike Monsaraz, whose Casa da Inquisição (House of the Inquisition) and Centro Interativo da Historia Judaica memorialize the expulsion of 80 former Jewish residents persecuted by the Portuguese Inquisition some 500 years ago, Belmonte continues to celebrate its Sephardic heritage with a Jewish synagogue, museum, radio station, and specialty shops.

For such a small country, Portugal is packed with pristine architectural gems, well-preserved historical sites, and monumental natural beauty.

Released by the Carpenters in 1970, the lyrics of our love affair with the western side of Iberia can be summed up in their words:

“We’ve only just begun to live … So many roads to choose … Sharing horizons that are new to us … Watching the signs along the way … We’ll find a place where there’s room to grow … And yes, we’ve just begun.”

Shared here are personal observations, experiences, and happenstance that actually occurred to us as we moved from the USA to begin a new life in Portugal and Spain. Collected and compiled in EXPAT: Leaving the USA for Good, the book is available in hardcover, paperback, and eBook editions from Amazon and most online booksellers.

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